The UK insurance industry is the biggest in Europe, with Britain something of a global hub when it comes to insurers and insurance brokers. Over 3,000 operate here – with the City of London home to numerous insurers and brokers with all sorts of peculiar specialisms, from mobile phones to professional footballers.
When to Take an Insurance Policy
If you’re thinking of buying a property (domestic or commercial), a car, a taxi, have something valuable or something unusual in your ownership, it might be a good idea in some cases obligation to take an insurance policy.
The insurance industry is a minefield and it is not everyone’s cup of tea to look through various options available and choose the best option in their case.
This is where Cavendish Homes can help.
We work very closely with brokers and insurance providers who will understand your requirements first and then offer you the best insurance deals suitable for your needs.
Comparison sites are not always the best way to buy insurance
Many people turn to comparison sites to look for the cheapest insurance, but that’s not always the best way.
The policies you’ll be offered are fairly generic so if you want a policy that meets your individual circumstances it might be better to use one of our contact.
Advantages of using one of our insurance industry contacts
Here are a few reasons why it might be the best choice to use one of our partners for insurance policy advice:
- Getting expert guidance does not cost you more
Like comparison sites, theses advisors get paid commission by the insurance provider for selling their products, so you don’t pay them a fee for shopping around to get you a good deal. Unlike comparison sites they have specialist expertise and can give you guidance on the products that best suit your needs.
- Know your options:
Insurers won’t always offer you every type of cover when you go directly to them. Our part brokers can help point out the types of cover available for the insurers they cover and help you work out what you need.
- Find the right product for you
Our partner broker will ask you about your personal circumstances to find you the right policy. They’ll also be able to tell you if you’re already covered by your existing insurance policies, so you don’t overlap, and they will often get you a good deal by comparing prices and product features. They can also be more flexible on price than comparison sites.
- Find a specialist provider
On comparison sites you might not find cover for things – like income protection or critical illness – that need to be tailored to suit your needs. You also won’t find special or bespoke cover on there, so if you want to insure something unique like a high-value antique or a collection, a broker will know where to go.
- Your claims are taken care of
If you need to make a claim, your broker might speak to loss adjusters and claims departments and do as much as possible for you, so you don’t have the hassle and worry.
For a free and impartial advice about insurance, please get in touch with Cavendish Homes and we’ll put in contact with one of our trusted partners who help us and some of our clients find the best insurance deals.
Disclaimer: Cavendish Homes is not an insurance broker or an insurance provider.